Are You Ready to Become a Homeowner in 2022?

Jennifer Jerina blog, Home Buying Tips, Title, Escrow & Mortgage, Uncategorized Leave a Comment

Planning for 2022   If you haven’t already purchased a new home, now is the time to start planning for the upcoming year.  Interest rates are expected to rise slightly but home prices are also expected to stabilize.  Here are some things you can do to get ready:   Check your credit report – The scores that you obtain through …

Vero Beach Festival of Freaks

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Halloween is this Sunday and if you are looking for an event the whole family can enjoy, the Vero Beach Festival of Freaks is definitely worth checking into. Starting at 5pm and ending at 9, there will be Trunk or Treat, costume contests, bounce house, hay bale rides, haunted houses, tarot readings, face paintings, pigs playing guitars, freaks and food …

Treasure Coast Bacon Festival

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Calling all bacon lovers! From Thick-Cut Deep-Fried Bacon to Chocolate Covered Bacon Strips and Bacon Wrapped Scallops to Bacon Mac-n-Cheese and Bacon Wrapped Pickles, you can find it all at the 2 day Treasure Coast Bacon Festival this weekend at Riverside Park. After you’ve had your fill of bacon related products, this family friendly festival will also have Interactive Bacon …

RE/MAX IS NO. 1 REAL ESTATE FRANCHISE BRAND IN FRANCHISE TIMES TOP 400

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“The international brand has led its industry in the prestigious ranking for more than a decade.   For the 13th straight year, RE/MAX is the No. 1 real estate franchise brand, according to the Franchise Times Top 400. Rising four spots from 2020’s ranking, RE/MAX comes in at No. 12 among all franchises listed. The global real estate franchisor joins household …

Wine, Beer and Antiques at RE/MAX Associated Realty

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If you are somebody who lives on the Treasure Coast and feels like you may have “treasure” of your own, you do NOT want to miss this one of a kind event hosted by The Nolan Group of Re/Max Associated Realty! Join us in office or virtually on Thursday, October 7th from 5:30-8:00pm and enjoy hors d’oeuvres, beer and wine, and …

Fannie Mae Will Begin Averaging the Middle Credit Score for Joint Borrowers

Jennifer Jerina blog, Home Buying Tips, Title, Escrow & Mortgage, Uncategorized Leave a Comment

There’s some good news for buyers using Conventional Loans. As of September 18, 2021, Fannie Mae will be averaging the middle credit score of joint borrowers for determining eligibility. Right now, all borrowers must individually have a minimum of 620 to qualify for their program. As of this change, they will take the middle credit score of each borrower and average them. For instance, …

Mortgage Rates and the Housing Market

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2021 continues to see historically low interest rates that have rarely exceeded 3%, even though early year predictions saw a return to higher rates. Investors and economists are closely watching the Federal Reserve for any indications that it may decrease mortgage backed securities and bonds. After a streak of weekly interest rate declines, July ended by inching up slightly to …

Walking Tree Brewery’s 5 Year Anniversary Block Party

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Walking Tree Brewery has been the go-to place in Vero for locally brewed craft beers for 5 years and this Saturday starting at 2 pm, they are throwing a big block party to celebrate! There will be live music, food trucks, water slides, kids’ activities, and more! Their charity for this year’s event will be @teamorca and they will be …

FHA Just Made BIG Changes Regarding Student Loan Debt

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For many people fresh out of college, qualifying for a home loan has been a struggle due to student loan debt. Before June 17, 2021, the government was requiring lenders to calculate student loan monthly repayment as either 1% of the outstanding balance or the fully amortizing mortgage payment, whichever number was greater. The problem with using these figures is …

Spring Cleaning – Decluttering Your Closet

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We are halfway through spring, but it’s not too late to do some spring cleaning. Here are some tips to declutter your closets! You will need cleaning wipes, a vacuum, and 3 large empty boxes, garbage bags, or containers: one for donations, one for trash, and one for misplaced items. Make sure each container is clearly labeled or easily distinguishable …