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Category Archives: Title, Escrow & Mortgage

What is a FICO® Score?

Apr 20, 2016
FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Ex ...
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The Biweekly Mortgage – Who Needs It?

Apr 19, 2016
Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut y ...
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FICO® Scores and Your Mortgage

Apr 18, 2016
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrowe ...
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FICO® Score – a Brief Explanation

Apr 17, 2016
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made ...
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Closing Costs When Buying or Refinancing a H...

Apr 15, 2016
This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the ...
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Adjustable Rate Mortgages – The Basics

Apr 14, 2016
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed ...
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Adjustable Rate Mortgages – The PROS &...

Apr 14, 2016
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. ...
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Required Reporting to the I.R.S.

Apr 11, 2016
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. ...
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